Workers Compensation Terms and Definitions

Stipulation with Request for Award (Stip): A settlement where the parties agree on the terms of an award. It may include any future medical treatment. Payment takes place over time. Apportionment A way of figuring out how much of your permanent disability is due to your industrial injury and how much is due to other disabilities. Transportation Expenses A benefit to cover your out-of-pocket expenses for mileage, parking, and toll fees related to a claim, usually a reimbursement. Claims Administrator This is the term for insurance companies and others who handle your workers' compensation claim. State Disability Insurance (SDI): A branch of the Employment Development Department that pays temporary disability benefits for non-industrial injuries or illnesses. Compromise and Release (C&R) Generally, a final settlement of your workers' compensation case where the parties agree on a single lump sum payment. It usually settles all outstanding issues except for future vocational rehabilitation. Panel Qualified Medical Evaluator A list of three independent qualified medical evaluators issued by the state Industrial Medical Council. You select any one of the three doctors for your evaluation. This is for workers not represented by an attorney. Permanent Disability (PD) Any residual disability that impairs your ability to compete in the open labor market after you become permanent and stationary. Workers' Compensation Appeals Board (WCAB) The judicial unit that formally resolves workers' compensation disputes. Light Duty Temporary change in job assignment to accommodate work restrictions while you are healing. May or may not pay at the same rate as your normal work assignment. Lost wages may be partially made up by Temporary Partial Disability (TPD) payments.

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	Did You Know?
	Brake and clutch repair work in the general industry standard is the activity engaged in by the largest group of asbestos exposed workers Brake and clutch repair work in the general industry standard is the activity engaged in by the largest group of asbestos exposed workers, although most of them are exposed sporadically and at low levels. Next largest are custodial workers who do not perform their duties as part of construction activities, but clean surfaces, sweep, buff, vacuum floors, and wash walls and windows in manufacturing plants and a wide variety of public and commercial buildings.